BANGOR SAVINGS BANK

BANGOR, ME | Large | Est. Feb. 14, 1852, midnight | FDIC #18408 | RSSD #419406 | FDIC
Latest Report: 2025-12-31

BANGOR SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in BANGOR, ME, established in Feb. 14, 1852, midnight. As of 2025-12-31, the bank reported total assets of $7.4B and total deposits of $5.7B. Profitability stands at 0.92% ROA and 13.27% ROE, with a net interest margin of 2.81%. The bank's CET1 capital ratio is 10.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 3.35%. FDIC Certificate #18408.

Assets

$7.4B

Deposits

$5.7B

Loans

$5.1B

Equity

$527M

Profitability

Return on Assets (ROA) 0.92%
Return on Equity (ROE) 13.27%
Net Interest Margin (NIM) 2.81%
Yield on Assets 4.44%
Cost of Funds 2.88%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.42%
Texas Ratio 3.35%
NPA Ratio 0.26%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 10.62%
Tier 1 Capital 10.62%
Total Capital Ratio 11.34%
Leverage Ratio 7.95%
Loan-to-Deposit 89.87%

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