BanksBANGOR SAVINGS BANK

BANGOR SAVINGS BANK

BANGOR, MELargeEst. Feb. 14, 1852, midnightFDIC #18408RSSD #419406FDIC
Latest · 2025-12-31

BANGOR SAVINGS BANK is an FDIC-insured commercial bank headquartered in BANGOR, ME, established in Feb. 14, 1852, midnight. As of 2025-12-31, the bank reported total assets of $7.4B and total deposits of $5.7B. Profitability stands at 0.92% ROA and 13.27% ROE, with a net interest margin of 2.81%. CET1 capital ratio: 10.62%, well above regulatory minimums. NPL ratio: 0.37% · Texas Ratio: 3.35%. Operates 72 domestic branches.

Assets
$7.4B
Deposits
$5.7B
Loans
$5.1B
Equity
$527M

Profitability

Return on Assets (ROA)0.92%
Return on Equity (ROE)13.27%
Net Interest Margin2.81%
Yield on Assets4.44%
Cost of Funds1.74%

Asset Quality

NPL Ratio0.37%
Net Charge-Off Ratio0.42%
Texas Ratio3.35%
NPA Ratio0.26%
ACL / Loans0.73%

Capital & Liquidity

CET1 Ratio10.62%
Tier 1 Capital10.62%
Total Capital Ratio11.34%
Leverage Ratio7.95%
Loan-to-Deposit89.87%

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