PEOPLES EXCHANGE BANK is amn micro FDIC-insured commercial bank headquartered in MONROEVILLE, AL, established in Aug. 23, 1907, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $85M. Profitability stands at 1.13% ROA and 10.00% ROE, with a net interest margin of 4.25%. The bank's CET1 capital ratio is 11.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.54% and a Texas Ratio of 10.68%. FDIC Certificate #70.
Assets
$97M
Deposits
$85M
Loans
$53M
Equity
$11M
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