PEOPLES EXCHANGE BANK is an FDIC-insured commercial bank headquartered in MONROEVILLE, AL, established in Aug. 23, 1907, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $85M. Profitability stands at 1.13% ROA and 10.00% ROE, with a net interest margin of 4.25%. CET1 capital ratio: 11.34%, well above regulatory minimums. NPL ratio: 1.54% · Texas Ratio: 10.68%. Operates 1 domestic branch.
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