PEOPLES COMMUNITY BANK, THE

MAZOMANIE, WI | Small | Est. Nov. 28, 1891, midnight | FDIC #15046 | RSSD #420644 | FDIC
Latest Report: 2025-12-31

PEOPLES COMMUNITY BANK, THE is asn small FDIC-insured commercial bank headquartered in MAZOMANIE, WI, established in Nov. 28, 1891, midnight. As of 2025-12-31, the bank reported total assets of $394M and total deposits of $345M. Profitability stands at 1.13% ROA and 9.77% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 10.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15046.

Assets

$394M

Deposits

$345M

Loans

$240M

Equity

$46M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 9.77%
Net Interest Margin (NIM) 3.74%
Yield on Assets 5.35%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 10.35%
Tier 1 Capital 10.35%
Total Capital Ratio 10.87%
Leverage Ratio 12.68%
Loan-to-Deposit 69.44%

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