FIRST PEOPLES BANK OF TENNESSEE

FIRST PEOPLES BANK OF TENNESSEE is asn small FDIC-insured commercial bank headquartered in JEFFERSON CITY, TN, established in Jan. 2, 1975, midnight. As of 2025-12-31, the bank reported total assets of $228M and total deposits of $197M. Profitability stands at 0.72% ROA and 7.71% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 14.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.56%. FDIC Certificate #21874.