BANK OF THE MOUNTAINS, INC.

BANK OF THE MOUNTAINS, INC. is amn micro FDIC-insured commercial bank headquartered in WEST LIBERTY, KY, established in Sept. 15, 1973, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $86M. Profitability stands at 0.60% ROA and 6.31% ROE, with a net interest margin of 5.04%. The bank's CET1 capital ratio is 13.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 3.59%. FDIC Certificate #21219. The institution operates 1 domestic branch.