BANK OF THE MOUNTAINS, INC. is an FDIC-insured commercial bank headquartered in WEST LIBERTY, KY, established in Sept. 15, 1973, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $86M. Profitability stands at 0.60% ROA and 6.31% ROE, with a net interest margin of 5.04%. CET1 capital ratio: 13.54%, well above regulatory minimums. NPL ratio: 0.54% · Texas Ratio: 3.59%. Operates 3 domestic branches.
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