SECURITY FIRST NATIONAL BANK OF HUGO

HUGO, OK | Small | Est. Jan. 7, 1930, midnight | FDIC #432 | RSSD #422657 | OCC
Latest Report: 2025-12-31

SECURITY FIRST NATIONAL BANK OF HUGO is asn small FDIC-insured commercial bank headquartered in HUGO, OK, established in Jan. 7, 1930, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $125M. Profitability stands at 2.39% ROA and 22.92% ROE, with a net interest margin of 6.26%. The bank's CET1 capital ratio is 9.43%. Asset quality metrics show a non-performing loan ratio of 3.07% and a Texas Ratio of 23.10%. FDIC Certificate #432.

Assets

$139M

Deposits

$125M

Loans

$104M

Equity

$13M

Profitability

Return on Assets (ROA) 2.39%
Return on Equity (ROE) 22.92%
Net Interest Margin (NIM) 6.26%
Yield on Assets 7.68%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 3.07%
Net Charge-Off Ratio 0.03%
Texas Ratio 23.10%
NPA Ratio 2.39%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 9.43%
Tier 1 Capital 9.43%
Total Capital Ratio 9.90%
Leverage Ratio 9.46%
Loan-to-Deposit 82.97%

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