FARMERS AND MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in SYLVANIA, GA, established in March 1, 1946, midnight. As of 2025-12-31, the bank reported total assets of $173M and total deposits of $149M. Profitability stands at 1.90% ROA and 13.84% ROE, with a net interest margin of 4.46%. The bank's CET1 capital ratio is 13.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 0.68%. FDIC Certificate #16440.
Assets
$173M
Deposits
$149M
Loans
$66M
Equity
$23M
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