MCCURTAIN COUNTY NATIONAL BANK

BROKEN BOW, OK | Small | Est. April 23, 1982, midnight | FDIC #23798 | RSSD #423159 | OCC
Latest Report: 2025-12-31

MCCURTAIN COUNTY NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in BROKEN BOW, OK, established in April 23, 1982, midnight. As of 2025-12-31, the bank reported total assets of $383M and total deposits of $324M. Profitability stands at 1.16% ROA and 7.50% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 15.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.45% and a Texas Ratio of 3.50%. FDIC Certificate #23798.

Assets

$383M

Deposits

$324M

Loans

$151M

Equity

$59M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 7.50%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.83%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 1.45%
Net Charge-Off Ratio 0.03%
Texas Ratio 3.50%
NPA Ratio 0.57%
ACL / Loans 2.53%

Capital & Liquidity

CET1 Ratio 15.34%
Tier 1 Capital 15.34%
Total Capital Ratio 16.10%
Leverage Ratio 15.81%
Loan-to-Deposit 46.51%

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