FARMERS BANK, FRANKFORT, INDIANA, INC., THE

FRANKFORT, IN | Large | Est. Jan. 1, 1876, midnight | FDIC #12828 | RSSD #423449 | FDIC
Latest Report: 2025-12-31

FARMERS BANK, FRANKFORT, INDIANA, INC., THE is aln large FDIC-insured commercial bank headquartered in FRANKFORT, IN, established in Jan. 1, 1876, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $921M. Profitability stands at 1.01% ROA and 12.10% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 8.29%. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.37%. FDIC Certificate #12828.

Assets

$1.1B

Deposits

$921M

Loans

$808M

Equity

$96M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 12.10%
Net Interest Margin (NIM) 3.49%
Yield on Assets 5.92%
Cost of Funds 3.38%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.06%
Texas Ratio 2.37%
NPA Ratio 0.22%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 8.29%
Tier 1 Capital 8.29%
Total Capital Ratio 8.71%
Leverage Ratio 9.86%
Loan-to-Deposit 87.75%

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