COMMERCIAL NATIONAL BANK OF BRADY, THE

BRADY, TX | Small | Est. March 11, 1907, midnight | FDIC #3110 | RSSD #42354 | OCC
Latest Report: 2025-12-31

COMMERCIAL NATIONAL BANK OF BRADY, THE is asn small FDIC-insured commercial bank headquartered in BRADY, TX, established in March 11, 1907, midnight. As of 2025-12-31, the bank reported total assets of $374M and total deposits of $310M. Profitability stands at 2.44% ROA and 27.03% ROE, with a net interest margin of 6.14%. The bank's CET1 capital ratio is 12.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.15%. FDIC Certificate #3110.

Assets

$374M

Deposits

$310M

Loans

$308M

Equity

$33M

Profitability

Return on Assets (ROA) 2.44%
Return on Equity (ROE) 27.03%
Net Interest Margin (NIM) 6.14%
Yield on Assets 8.60%
Cost of Funds 2.50%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.15%
NPA Ratio 0.01%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 12.61%
Tier 1 Capital 12.61%
Total Capital Ratio 13.79%
Leverage Ratio 9.84%
Loan-to-Deposit 99.15%

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