UBANK is asn small FDIC-insured commercial bank headquartered in KNOXVILLE, TN, established in Jan. 1, 1918, midnight. As of 2025-12-31, the bank reported total assets of $180M and total deposits of $156M. Profitability stands at 1.32% ROA and 10.15% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 12.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 3.60%. FDIC Certificate #1693.
Assets
$180M
Deposits
$156M
Loans
$136M
Equity
$23M
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