FIRST FEDERAL SAVINGS BANK OF LINCOLNTON

FIRST FEDERAL SAVINGS BANK OF LINCOLNTON is asn small FDIC-insured commercial bank headquartered in LINCOLNTON, NC, established in Jan. 1, 1940, midnight. As of 2025-12-31, the bank reported total assets of $477M and total deposits of $383M. Profitability stands at 0.57% ROA and 3.39% ROE, with a net interest margin of 3.18%. The bank's CET1 capital ratio is 34.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.06%. FDIC Certificate #30315.