MORRIS BANK

DUBLIN, GA | Large | Est. Nov. 29, 1954, midnight | FDIC #17910 | RSSD #423739 | FDIC
Latest Report: 2025-12-31

MORRIS BANK is aln large FDIC-insured commercial bank headquartered in DUBLIN, GA, established in Nov. 29, 1954, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 1.87% ROA and 14.27% ROE, with a net interest margin of 5.01%. The bank's CET1 capital ratio is 14.53%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.52%. FDIC Certificate #17910.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.2B

Equity

$204M

Profitability

Return on Assets (ROA) 1.87%
Return on Equity (ROE) 14.27%
Net Interest Margin (NIM) 5.01%
Yield on Assets 6.72%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.15%
Texas Ratio 1.52%
NPA Ratio 0.22%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 14.53%
Tier 1 Capital 14.53%
Total Capital Ratio 15.78%
Leverage Ratio 12.64%
Loan-to-Deposit 89.70%

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