STOCKGROWERS STATE BANK

ASHLAND, KS | Small | Est. June 23, 1885, midnight | FDIC #17650 | RSSD #424156 | FDIC
Latest Report: 2025-12-31

STOCKGROWERS STATE BANK is asn small FDIC-insured commercial bank headquartered in ASHLAND, KS, established in June 23, 1885, midnight. As of 2025-12-31, the bank reported total assets of $225M and total deposits of $194M. Profitability stands at 1.38% ROA and 11.07% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 11.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17650.

Assets

$225M

Deposits

$194M

Loans

$135M

Equity

$28M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 11.07%
Net Interest Margin (NIM) 3.88%
Yield on Assets 5.52%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 11.84%
Tier 1 Capital 11.84%
Total Capital Ratio 12.44%
Leverage Ratio 13.60%
Loan-to-Deposit 69.45%

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