CITIZENS FIRST NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in STORM LAKE, IA, established in Feb. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $260M and total deposits of $218M. Profitability stands at 3.75% ROA and 25.92% ROE, with a net interest margin of 4.76%. The bank's CET1 capital ratio is 25.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4511.
Assets
$260M
Deposits
$218M
Loans
$147M
Equity
$38M
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