ANAHUAC NATIONAL BANK

ANAHUAC, TX | Small | Est. Dec. 20, 1976, midnight | FDIC #22381 | RSSD #424352 | OCC
Latest Report: 2025-12-31

ANAHUAC NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in ANAHUAC, TX, established in Dec. 20, 1976, midnight. As of 2025-12-31, the bank reported total assets of $284M and total deposits of $242M. Profitability stands at 0.80% ROA and 23.24% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 19.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.78%. FDIC Certificate #22381.

Assets

$284M

Deposits

$242M

Loans

$88M

Equity

$10M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 23.24%
Net Interest Margin (NIM) 3.39%
Yield on Assets 4.50%
Cost of Funds 1.06%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.78%
NPA Ratio 0.03%
ACL / Loans 2.73%

Capital & Liquidity

CET1 Ratio 19.47%
Tier 1 Capital 19.47%
Total Capital Ratio 20.73%
Leverage Ratio 10.23%
Loan-to-Deposit 36.25%

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