BanksCOMMERCIAL BANK

COMMERCIAL BANK

NELSON, NEMicroEst. April 1, 1894, midnightFDIC #12246RSSD #42457FDIC
Latest · 2025-12-31

COMMERCIAL BANK is an FDIC-insured commercial bank headquartered in NELSON, NE, established in April 1, 1894, midnight. As of 2025-12-31, the bank reported total assets of $60M and total deposits of $52M. Profitability stands at 1.94% ROA and 15.09% ROE, with a net interest margin of 4.45%. CET1 capital ratio: 17.39%, well above regulatory minimums. NPL ratio: 2.02% · Texas Ratio: 10.49%. Operates 1 domestic branch.

Assets
$60M
Deposits
$52M
Loans
$43M
Equity
$8M

Profitability

Return on Assets (ROA)1.94%
Return on Equity (ROE)15.09%
Net Interest Margin4.45%
Yield on Assets6.46%
Cost of Funds2.12%

Asset Quality

NPL Ratio2.02%
Net Charge-Off Ratio0.59%
Texas Ratio10.49%
NPA Ratio1.43%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio17.39%
Tier 1 Capital17.39%
Total Capital Ratio18.34%
Leverage Ratio14.62%
Loan-to-Deposit81.67%

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