UNITED CUMBERLAND BANK is asn small FDIC-insured commercial bank headquartered in WHITLEY CITY, KY, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $454M and total deposits of $394M. Profitability stands at 2.04% ROA and 18.87% ROE, with a net interest margin of 4.50%. The bank's CET1 capital ratio is 10.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.46% and a Texas Ratio of 8.93%. FDIC Certificate #303.
Assets
$454M
Deposits
$394M
Loans
$319M
Equity
$49M
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