EPHRATA NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in EPHRATA, PA, established in March 17, 1881, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $1.9B. Profitability stands at 1.12% ROA and 12.93% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 13.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 4.36%. FDIC Certificate #7493.
Assets
$2.3B
Deposits
$1.9B
Loans
$1.5B
Equity
$199M
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