SPECTRA BANK is asn small FDIC-insured commercial bank headquartered in FORT WORTH, TX, established in June 30, 1986, midnight. As of 2025-12-31, the bank reported total assets of $116M and total deposits of $99M. Profitability stands at 0.30% ROA and 3.41% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 8.57%. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.77%. FDIC Certificate #26708.
Assets
$116M
Deposits
$99M
Loans
$70M
Equity
$10M
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