SPECTRA BANK is an FDIC-insured commercial bank headquartered in FORT WORTH, TX, established in June 30, 1986, midnight. As of 2025-12-31, the bank reported total assets of $116M and total deposits of $99M. Profitability stands at 0.30% ROA and 3.41% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 8.57%. NPL ratio: 0.27% · Texas Ratio: 1.77%. Operates 2 domestic branches.
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