FIRST STATE BANK OF ST. PETER

SAINT PETER, IL | Micro | Est. April 25, 1908, midnight | FDIC #11302 | RSSD #426141 | FED
Latest Report: 2025-12-31

FIRST STATE BANK OF ST. PETER is amn micro FDIC-insured commercial bank headquartered in SAINT PETER, IL, established in April 25, 1908, midnight. As of 2025-12-31, the bank reported total assets of $29M and total deposits of $23M. Profitability stands at 1.28% ROA and 7.21% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 43.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 1.77%. FDIC Certificate #11302. The institution operates 1 domestic branch.

Assets

$29M

Deposits

$23M

Loans

$8M

Equity

$5M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 7.21%
Net Interest Margin (NIM) 4.24%
Yield on Assets 4.95%
Cost of Funds 1.25%

Asset Quality

NPL Ratio 0.42%
Net Charge-Off Ratio 0.23%
Texas Ratio 1.77%
NPA Ratio 0.33%
ACL / Loans 1.65%

Capital & Liquidity

CET1 Ratio 43.58%
Tier 1 Capital 43.58%
Total Capital Ratio 44.65%
Leverage Ratio 18.22%
Loan-to-Deposit 35.70%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required