BANK OF MILTON

MILTON, WI | Small | Est. March 25, 1884, midnight | FDIC #11232 | RSSD #426945 | FDIC
Latest Report: 2025-12-31

BANK OF MILTON is asn small FDIC-insured commercial bank headquartered in MILTON, WI, established in March 25, 1884, midnight. As of 2025-12-31, the bank reported total assets of $233M and total deposits of $199M. Profitability stands at 0.79% ROA and 9.90% ROE, with a net interest margin of 4.31%. The bank's CET1 capital ratio is 7.81%. Asset quality metrics show a non-performing loan ratio of 2.36% and a Texas Ratio of 19.31%. FDIC Certificate #11232.

Assets

$233M

Deposits

$199M

Loans

$170M

Equity

$18M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 9.90%
Net Interest Margin (NIM) 4.31%
Yield on Assets 6.28%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 2.36%
Net Charge-Off Ratio 0.00%
Texas Ratio 19.31%
NPA Ratio 1.73%
ACL / Loans 1.57%

Capital & Liquidity

CET1 Ratio 7.81%
Tier 1 Capital 7.81%
Total Capital Ratio 8.20%
Leverage Ratio 8.60%
Loan-to-Deposit 85.40%

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