FIRSTAR BANK

SALLISAW, OK | Large | Est. Nov. 19, 1964, midnight | FDIC #19288 | RSSD #427353 | FDIC
Latest Report: 2025-12-31

FIRSTAR BANK is aln large FDIC-insured commercial bank headquartered in SALLISAW, OK, established in Nov. 19, 1964, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $962M. Profitability stands at 4.14% ROA and 35.55% ROE, with a net interest margin of 5.44%. The bank's CET1 capital ratio is 11.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 4.82%. FDIC Certificate #19288.

Assets

$1.1B

Deposits

$962M

Loans

$892M

Equity

$128M

Profitability

Return on Assets (ROA) 4.14%
Return on Equity (ROE) 35.55%
Net Interest Margin (NIM) 5.44%
Yield on Assets 7.21%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio 0.06%
Texas Ratio 4.82%
NPA Ratio 0.59%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 11.37%
Tier 1 Capital 11.37%
Total Capital Ratio 12.35%
Leverage Ratio 9.23%
Loan-to-Deposit 92.80%

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