EVERGREEN NATIONAL BANK

EVERGREEN, CO | Small | Est. April 15, 1981, midnight | FDIC #23404 | RSSD #427858 | OCC
Latest Report: 2025-12-31

EVERGREEN NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in EVERGREEN, CO, established in April 15, 1981, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $118M. Profitability stands at 0.98% ROA and 8.10% ROE, with a net interest margin of 5.56%. The bank's CET1 capital ratio is 12.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #23404.

Assets

$135M

Deposits

$118M

Loans

$97M

Equity

$17M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 8.10%
Net Interest Margin (NIM) 5.56%
Yield on Assets 6.10%
Cost of Funds 0.57%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.34%
Tier 1 Capital 12.34%
Total Capital Ratio 12.96%
Leverage Ratio 12.89%
Loan-to-Deposit 82.09%

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