ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in SAINT CHARLES, IL, established in Sept. 21, 1987, midnight. As of 2025-12-31, the bank reported total assets of $3.5B and total deposits of $2.9B. Profitability stands at 1.32% ROA and 13.03% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 10.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 4.72%. FDIC Certificate #27052.
Assets
$3.5B
Deposits
$2.9B
Loans
$2.6B
Equity
$347M
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