SEYMOUR BANK, THE

SEYMOUR, MO | Small | Est. Nov. 25, 1939, midnight | FDIC #15701 | RSSD #428855 | FDIC
Latest Report: 2025-12-31

SEYMOUR BANK, THE is asn small FDIC-insured commercial bank headquartered in SEYMOUR, MO, established in Nov. 25, 1939, midnight. As of 2025-12-31, the bank reported total assets of $240M and total deposits of $200M. Profitability stands at 0.83% ROA and 10.11% ROE, with a net interest margin of 3.64%. The bank's CET1 capital ratio is 8.15%. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 4.26%. FDIC Certificate #15701.

Assets

$240M

Deposits

$200M

Loans

$134M

Equity

$20M

Profitability

Return on Assets (ROA) 0.83%
Return on Equity (ROE) 10.11%
Net Interest Margin (NIM) 3.64%
Yield on Assets 5.65%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.06%
Texas Ratio 4.26%
NPA Ratio 0.37%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 8.15%
Tier 1 Capital 8.15%
Total Capital Ratio 8.56%
Leverage Ratio 11.01%
Loan-to-Deposit 66.98%

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