QUEENSTOWN BANK OF MARYLAND

QUEENSTOWN, MD | Medium | Est. Jan. 1, 1899, midnight | FDIC #8816 | RSSD #429021 | FDIC
Latest Report: 2025-12-31

QUEENSTOWN BANK OF MARYLAND is amn medium FDIC-insured commercial bank headquartered in QUEENSTOWN, MD, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $715M and total deposits of $636M. Profitability stands at 0.78% ROA and 7.61% ROE, with a net interest margin of 3.17%. The bank's CET1 capital ratio is 18.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.60%. FDIC Certificate #8816.

Assets

$715M

Deposits

$636M

Loans

$457M

Equity

$74M

Profitability

Return on Assets (ROA) 0.78%
Return on Equity (ROE) 7.61%
Net Interest Margin (NIM) 3.17%
Yield on Assets 4.84%
Cost of Funds 1.72%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.60%
NPA Ratio 0.07%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 18.20%
Tier 1 Capital 18.20%
Total Capital Ratio 19.45%
Leverage Ratio 11.52%
Loan-to-Deposit 71.90%

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