SOUND COMMUNITY BANK

SEATTLE, WA | Large | Est. Jan. 1, 1953, midnight | FDIC #57451 | RSSD #429487 | FDIC
Latest Report: 2025-12-31

SOUND COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in SEATTLE, WA, established in Jan. 1, 1953, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $954M. Profitability stands at 0.95% ROA and 8.93% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 10.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 4.90%. FDIC Certificate #57451.

Assets

$1.1B

Deposits

$954M

Loans

$906M

Equity

$116M

Profitability

Return on Assets (ROA) 0.95%
Return on Equity (ROE) 8.93%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.79%
Cost of Funds 2.29%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.90%
NPA Ratio 0.56%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 10.17%
Tier 1 Capital 10.17%
Total Capital Ratio 10.67%
Leverage Ratio 10.93%
Loan-to-Deposit 94.96%

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