ROBERTSON BANKING COMPANY

DEMOPOLIS, AL | Small | Est. Jan. 1, 1870, midnight | FDIC #39 | RSSD #430036 | FDIC
Latest Report: 2025-12-31

ROBERTSON BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in DEMOPOLIS, AL, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $468M and total deposits of $408M. Profitability stands at 1.70% ROA and 16.31% ROE, with a net interest margin of 4.40%. The bank's CET1 capital ratio is 14.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.64%. FDIC Certificate #39.

Assets

$468M

Deposits

$408M

Loans

$312M

Equity

$48M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 16.31%
Net Interest Margin (NIM) 4.40%
Yield on Assets 5.61%
Cost of Funds 1.26%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.64%
NPA Ratio 0.07%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 14.07%
Tier 1 Capital 14.07%
Total Capital Ratio 15.33%
Leverage Ratio 10.32%
Loan-to-Deposit 76.42%

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