MAIN BANK

ALBUQUERQUE, NM | Small | Est. Aug. 5, 1975, midnight | FDIC #22086 | RSSD #430054 | FDIC
Latest Report: 2025-12-31

MAIN BANK is asn small FDIC-insured commercial bank headquartered in ALBUQUERQUE, NM, established in Aug. 5, 1975, midnight. As of 2025-12-31, the bank reported total assets of $251M and total deposits of $215M. Profitability stands at 2.53% ROA and 23.73% ROE, with a net interest margin of 4.67%. The bank's CET1 capital ratio is 14.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #22086.

Assets

$251M

Deposits

$215M

Loans

$193M

Equity

$28M

Profitability

Return on Assets (ROA) 2.53%
Return on Equity (ROE) 23.73%
Net Interest Margin (NIM) 4.67%
Yield on Assets 6.62%
Cost of Funds 2.03%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.14%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 14.60%
Tier 1 Capital 14.60%
Total Capital Ratio 15.85%
Leverage Ratio 10.48%
Loan-to-Deposit 89.74%

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