COMMUNITY BANK

WINSLOW, IL | Small | Est. Oct. 15, 1915, midnight | FDIC #10791 | RSSD #430344 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in WINSLOW, IL, established in Oct. 15, 1915, midnight. As of 2025-12-31, the bank reported total assets of $299M and total deposits of $195M. Profitability stands at 1.34% ROA and 9.21% ROE, with a net interest margin of 3.07%. The bank's CET1 capital ratio is 24.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.40% and a Texas Ratio of 6.37%. FDIC Certificate #10791.

Assets

$299M

Deposits

$195M

Loans

$209M

Equity

$44M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 9.21%
Net Interest Margin (NIM) 3.07%
Yield on Assets 5.52%
Cost of Funds 2.67%

Asset Quality

NPL Ratio 1.40%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.37%
NPA Ratio 0.98%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 24.48%
Tier 1 Capital 24.48%
Total Capital Ratio 25.43%
Leverage Ratio 15.89%
Loan-to-Deposit 106.88%

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