BANK OF COMMERCE AND TRUST COMPANY, THE

WELLINGTON, KS | Small | Est. Oct. 6, 1906, midnight | FDIC #4796 | RSSD #431350 | FDIC
Latest Report: 2025-12-31

BANK OF COMMERCE AND TRUST COMPANY, THE is asn small FDIC-insured commercial bank headquartered in WELLINGTON, KS, established in Oct. 6, 1906, midnight. As of 2025-12-31, the bank reported total assets of $116M and total deposits of $107M. Profitability stands at 0.53% ROA and 8.96% ROE, with a net interest margin of 3.19%. The bank's CET1 capital ratio is 17.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.82% and a Texas Ratio of 15.11%. FDIC Certificate #4796.

Assets

$116M

Deposits

$107M

Loans

$50M

Equity

$7M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 8.96%
Net Interest Margin (NIM) 3.19%
Yield on Assets 5.02%
Cost of Funds 2.00%

Asset Quality

NPL Ratio 1.82%
Net Charge-Off Ratio 0.00%
Texas Ratio 15.11%
NPA Ratio 0.94%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 17.75%
Tier 1 Capital 17.75%
Total Capital Ratio 18.56%
Leverage Ratio 8.83%
Loan-to-Deposit 46.24%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required