BATH SAVINGS INSTITUTION

BATH, ME | Large | Est. April 19, 1852, midnight | FDIC #17749 | RSSD #433505 | FDIC
Latest Report: 2025-12-31

BATH SAVINGS INSTITUTION is aln large FDIC-insured commercial bank headquartered in BATH, ME, established in April 19, 1852, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.2B. Profitability stands at 1.36% ROA and 9.44% ROE, with a net interest margin of 3.02%. The bank's CET1 capital ratio is 14.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.44%. FDIC Certificate #17749.

Assets

$1.5B

Deposits

$1.2B

Loans

$854M

Equity

$216M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 9.44%
Net Interest Margin (NIM) 3.02%
Yield on Assets 4.93%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.44%
NPA Ratio 0.07%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 14.38%
Tier 1 Capital 14.38%
Total Capital Ratio 15.10%
Leverage Ratio 15.43%
Loan-to-Deposit 73.51%

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