OUTDOOR BANK

MANHATTAN, KS | Medium | Est. Jan. 1, 1897, midnight | FDIC #17685 | RSSD #43351 | FDIC
Latest Report: 2025-12-31

OUTDOOR BANK is amn medium FDIC-insured commercial bank headquartered in MANHATTAN, KS, established in Jan. 1, 1897, midnight. As of 2025-12-31, the bank reported total assets of $661M and total deposits of $585M. Profitability stands at 0.89% ROA and 8.90% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 8.39%. Asset quality metrics show a non-performing loan ratio of 2.67% and a Texas Ratio of 18.71%. FDIC Certificate #17685.

Assets

$661M

Deposits

$585M

Loans

$488M

Equity

$63M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 8.90%
Net Interest Margin (NIM) 4.15%
Yield on Assets 6.70%
Cost of Funds 2.62%

Asset Quality

NPL Ratio 2.67%
Net Charge-Off Ratio 0.65%
Texas Ratio 18.71%
NPA Ratio 2.10%
ACL / Loans 2.36%

Capital & Liquidity

CET1 Ratio 8.39%
Tier 1 Capital 8.39%
Total Capital Ratio 8.81%
Leverage Ratio 9.78%
Loan-to-Deposit 83.41%

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