TOMPKINS COMMUNITY BANK

ITHACA, NY | Large | Est. Jan. 1, 1934, midnight | FDIC #609 | RSSD #433608 | FDIC
Latest Report: 2025-12-31

TOMPKINS COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in ITHACA, NY, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $8.7B and total deposits of $7.1B. Profitability stands at -1.48% ROA and -16.71% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 11.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.74% and a Texas Ratio of 5.65%. FDIC Certificate #609.

Assets

$8.7B

Deposits

$7.1B

Loans

$6.5B

Equity

$792M

Profitability

Return on Assets (ROA) -1.48%
Return on Equity (ROE) -16.71%
Net Interest Margin (NIM) 3.51%
Yield on Assets 5.13%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.74%
Net Charge-Off Ratio 0.16%
Texas Ratio 5.65%
NPA Ratio 0.55%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 11.48%
Tier 1 Capital 11.48%
Total Capital Ratio 12.39%
Leverage Ratio 8.92%
Loan-to-Deposit 90.97%

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