FOWLER STATE BANK

FOWLER, CO | Small | Est. Jan. 1, 1899, midnight | FDIC #12372 | RSSD #433859 | FDIC
Latest Report: 2025-12-31

FOWLER STATE BANK is asn small FDIC-insured commercial bank headquartered in FOWLER, CO, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $150M and total deposits of $124M. Profitability stands at -0.23% ROA and -1.73% ROE, with a net interest margin of 4.52%. The bank's CET1 capital ratio is 12.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.74% and a Texas Ratio of 8.38%. FDIC Certificate #12372.

Assets

$150M

Deposits

$124M

Loans

$101M

Equity

$19M

Profitability

Return on Assets (ROA) -0.23%
Return on Equity (ROE) -1.73%
Net Interest Margin (NIM) 4.52%
Yield on Assets 6.96%
Cost of Funds 2.59%

Asset Quality

NPL Ratio 1.74%
Net Charge-Off Ratio 0.65%
Texas Ratio 8.38%
NPA Ratio 1.17%
ACL / Loans 1.81%

Capital & Liquidity

CET1 Ratio 12.74%
Tier 1 Capital 12.74%
Total Capital Ratio 13.37%
Leverage Ratio 13.00%
Loan-to-Deposit 81.59%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required