FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION

HOPE, NJ | Medium | Est. Sept. 11, 1911, midnight | FDIC #6354 | RSSD #434203 | OCC
Latest Report: 2025-12-31

FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in HOPE, NJ, established in Sept. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $667M and total deposits of $597M. Profitability stands at 0.85% ROA and 9.48% ROE, with a net interest margin of 4.17%. The bank's CET1 capital ratio is 14.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #6354.

Assets

$667M

Deposits

$597M

Loans

$436M

Equity

$61M

Profitability

Return on Assets (ROA) 0.85%
Return on Equity (ROE) 9.48%
Net Interest Margin (NIM) 4.17%
Yield on Assets 5.29%
Cost of Funds 1.16%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 14.25%
Tier 1 Capital 14.25%
Total Capital Ratio 15.50%
Leverage Ratio 9.54%
Loan-to-Deposit 73.06%

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