FARMERS & MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in PIEDMONT, AL, established in April 12, 1915, midnight. As of 2025-12-31, the bank reported total assets of $311M and total deposits of $277M. Profitability stands at 0.64% ROA and 6.30% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 17.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1735.
Assets
$311M
Deposits
$277M
Loans
$142M
Equity
$32M
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