FIRST STATE BANK

FIRST STATE BANK is aln large FDIC-insured commercial bank headquartered in GAINESVILLE, TX, established in Aug. 16, 1905, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 0.85% ROA and 10.33% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 13.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 5.31%. FDIC Certificate #15511.