WAUKON STATE BANK

WAUKON, IA | Small | Est. Jan. 1, 1871, midnight | FDIC #1857 | RSSD #436542 | FED
Latest Report: 2025-12-31

WAUKON STATE BANK is asn small FDIC-insured commercial bank headquartered in WAUKON, IA, established in Jan. 1, 1871, midnight. As of 2025-12-31, the bank reported total assets of $433M and total deposits of $370M. Profitability stands at 1.85% ROA and 18.25% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 9.80%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1857.

Assets

$433M

Deposits

$370M

Loans

$359M

Equity

$43M

Profitability

Return on Assets (ROA) 1.85%
Return on Equity (ROE) 18.25%
Net Interest Margin (NIM) 3.88%
Yield on Assets 5.98%
Cost of Funds 2.16%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 9.80%
Tier 1 Capital 9.80%
Total Capital Ratio 10.29%
Leverage Ratio 10.14%
Loan-to-Deposit 97.02%

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