BANKCHAMPAIGN, NATIONAL ASSOCIATION

CHAMPAIGN, IL | Small | Est. March 14, 1977, midnight | FDIC #22434 | RSSD #436739 | OCC
Latest Report: 2025-12-31

BANKCHAMPAIGN, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in CHAMPAIGN, IL, established in March 14, 1977, midnight. As of 2025-12-31, the bank reported total assets of $252M and total deposits of $202M. Profitability stands at 2.26% ROA and 19.60% ROE, with a net interest margin of 4.82%. The bank's CET1 capital ratio is 13.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 1.91%. FDIC Certificate #22434.

Assets

$252M

Deposits

$202M

Loans

$216M

Equity

$29M

Profitability

Return on Assets (ROA) 2.26%
Return on Equity (ROE) 19.60%
Net Interest Margin (NIM) 4.82%
Yield on Assets 6.73%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.91%
NPA Ratio 0.25%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 13.88%
Tier 1 Capital 13.88%
Total Capital Ratio 15.14%
Leverage Ratio 12.09%
Loan-to-Deposit 106.60%

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