WATKINS SAVINGS BANK, THE

WATKINS SAVINGS BANK, THE is amn micro FDIC-insured commercial bank headquartered in WATKINS, IA, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $83M and total deposits of $72M. Profitability stands at 0.34% ROA and 2.51% ROE, with a net interest margin of 1.86%. The bank's CET1 capital ratio is 13.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #18071. The institution operates 1 domestic branch.