BanksWATKINS SAVINGS BANK, THE

WATKINS SAVINGS BANK, THE

WATKINS, IAMicroEst. Jan. 1, 1892, midnightFDIC #18071RSSD #437044FDIC
Latest · 2025-12-31

WATKINS SAVINGS BANK, THE is an FDIC-insured commercial bank headquartered in WATKINS, IA, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $83M and total deposits of $72M. Profitability stands at 0.34% ROA and 2.51% ROE, with a net interest margin of 1.86%. CET1 capital ratio: 13.34%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$83M
Deposits
$72M
Loans
$34M
Equity
$11M

Profitability

Return on Assets (ROA)0.34%
Return on Equity (ROE)2.51%
Net Interest Margin1.86%
Yield on Assets3.77%
Cost of Funds2.05%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.51%

Capital & Liquidity

CET1 Ratio13.34%
Tier 1 Capital13.34%
Total Capital Ratio14.01%
Leverage Ratio15.03%
Loan-to-Deposit46.80%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required