WILMINGTON SAVINGS FUND SOCIETY, FSB

WILMINGTON, DE | Regional | Est. Feb. 18, 1832, midnight | FDIC #17838 | RSSD #437914 | OCC
Latest Report: 2025-12-31

WILMINGTON SAVINGS FUND SOCIETY, FSB is arn regional FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in Feb. 18, 1832, midnight. As of 2025-12-31, the bank reported total assets of $21.2B and total deposits of $17.9B. Profitability stands at 1.45% ROA and 11.62% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 14.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 2.52%. FDIC Certificate #17838.

Assets

$21.2B

Deposits

$17.9B

Loans

$13.3B

Equity

$2.7B

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 11.62%
Net Interest Margin (NIM) 3.94%
Yield on Assets 5.33%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.45%
Texas Ratio 2.52%
NPA Ratio 0.34%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 14.06%
Tier 1 Capital 14.06%
Total Capital Ratio 15.25%
Leverage Ratio 10.69%
Loan-to-Deposit 74.29%

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