MINERS NATIONAL BANK OF EVELETH, THE

EVELETH, MN | Micro | Est. Oct. 10, 1903, midnight | FDIC #5141 | RSSD #43856 | OCC
Latest Report: 2025-12-31

MINERS NATIONAL BANK OF EVELETH, THE is amn micro FDIC-insured commercial bank headquartered in EVELETH, MN, established in Oct. 10, 1903, midnight. As of 2025-12-31, the bank reported total assets of $99M and total deposits of $88M. Profitability stands at 0.16% ROA and 1.72% ROE, with a net interest margin of 4.62%. The bank's CET1 capital ratio is 19.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5141.

Assets

$99M

Deposits

$88M

Loans

$66M

Equity

$9M

Profitability

Return on Assets (ROA) 0.16%
Return on Equity (ROE) 1.72%
Net Interest Margin (NIM) 4.62%
Yield on Assets 6.10%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 19.93%
Tier 1 Capital 19.93%
Total Capital Ratio 21.19%
Leverage Ratio 9.49%
Loan-to-Deposit 75.58%

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