GLENNVILLE BANK

GLENNVILLE, GA | Small | Est. Jan. 18, 1905, midnight | FDIC #9244 | RSSD #439132 | FDIC
Latest Report: 2025-12-31

GLENNVILLE BANK is asn small FDIC-insured commercial bank headquartered in GLENNVILLE, GA, established in Jan. 18, 1905, midnight. As of 2025-12-31, the bank reported total assets of $417M and total deposits of $370M. Profitability stands at 1.31% ROA and 13.27% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 19.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 3.28%. FDIC Certificate #9244.

Assets

$417M

Deposits

$370M

Loans

$220M

Equity

$41M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 13.27%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.15%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.68%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.28%
NPA Ratio 0.36%
ACL / Loans 2.08%

Capital & Liquidity

CET1 Ratio 19.97%
Tier 1 Capital 19.97%
Total Capital Ratio 21.23%
Leverage Ratio 10.72%
Loan-to-Deposit 59.54%

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